Editorial Standards

How our content is made: where figures come from, how calculators are built, how corrections work, and how editorial content stays independent of advertising.

This page explains how what you read here gets made: where the numbers come from, how the calculators are built, and what happens when we get something wrong. The point is to let you judge the content yourself rather than trust it because it's published.

What we publish

Ufuq Finance is educational. We explain concepts, instruments, and mechanics. We don't recommend buying, selling, saving, or borrowing, and we don't rate individual financial products.

We don't know your income, your obligations, your time horizon, or your tolerance for risk — and those are the inputs any real recommendation would be built on. What we offer is the understanding that comes before a decision, not the decision.

Sources

We go back to the original source of a figure — the body that issued it or the paper that published it — not a news item reporting on it. When we cite something, we name it and link to it, so you can go and check.

We distinguish between what is documented fact and what is estimate or common opinion, and we don't pass the second off as the first.

Figures and dates

Content here comes in two kinds. Some of it doesn't age — what GDP means, how compounding works. Some of it is tied to a moment: an interest rate, a regulatory limit, an economic figure.

For the second kind, the date sits next to the number, not in a footnote. A figure without a date is a figure you can't verify.

Calculators

Every calculator shows the formula it runs on and the steps behind it, not just the result. Assumptions — contribution frequency, timing, rounding — are stated plainly, because changing them changes the answer.

A calculator is a simplified model by nature. It doesn't know about tax, fees, or inflation unless you enter them. Where that simplification materially affects the result, we say so on the page.

Corrections

When we find an error, we fix it. If the error changed the meaning or the output of a calculator, we leave a dated note on the page saying what changed. Spelling and phrasing fixes don't get a note.

If you find an error, tell us. Write to us via the contact page and we will look into it.

Editorial independence

We don't publish an article, a review, or a product mention in exchange for money, and no advertiser sees what we write before it's published or has any say in it.

The site is funded by display advertising, which is visually separate from the content and labelled as advertising. If we ever use affiliate links, we'll say so at the link itself, not on a distant page.